Straight teeth are crucial for a healthy smile. You may need braces but don’t know how you can afford them. Fortunately, there are some ways that you can afford braces even if you are on a budget.
If you have dental insurance, the insurance provider may pay for a portion of your braces. Even though they might only pay for a small amount, you may find that you can afford to pay the rest of the amount for the braces. Keep in mind that you will need to get braces from an orthodontist that accepts your insurance in order for your insurance provider to pay for part of your orthodontic work.
Ask For A Discount
Orthodontists will often work with patients that are paying cash. This is why you should ask them for a discount. They may charge you a lot less for braces if you are paying a lump sum out of pocket. If you only have so much cash to give them, let them know. They may be willing to work with you just a bit if you are able to pay them up-front.
Pay With A Credit Card
You might need to use a credit card in order to pay for your braces. You can put the cost of your braces on the credit card, and you can pay down the balance on the card every single month. If you do choose to pay for your braces with a credit card, make sure you use one that has a low-interest rate. You will still pay more for your braces than you would have if you paid with cash, but it might not end up being that much more if you use a credit card that has a fairly low-interest rate.
Get A Second Job
Your budget may be tight, and you might not have any extra money to pay for braces. If this is the case then you should look into getting a second job. Straight teeth aren’t only important for your self-esteem. They are crucial to your dental health as well. Crooked teeth can cause your bite to be off, and your teeth might have to endure excessive wear and tear. This can cost you thousands of dollars in dental repairs down the road. This is why it’s important to do everything that you can in order to pay for braces now. Fortunately, there are all sorts of flexible jobs that you can do when you have spare time. They include ride-share and food and grocery delivery.
Pay In Installments
A lot of orthodontists will allow patients to pay in installments. This is because they know that braces are expensive, and they don’t want to have to turn patients away because they can’t afford braces. Once you’ve found the best orthodontist NYC, ask them if there’s any way that you can make payments on your braces. You might just find that they are willing to do so. Keep in mind that the orthodontist’s office may need to do a credit check and verify your income before they will allow you to pay for your braces in installments.
Try To Barter Services
If you have a skill that would be valuable to an orthodontist’s office, then you may be able to barter services. For example, if you are skilled in areas like writing, social media or accounting, talk to the orthodontist if they can use your services in exchange for orthodontics. Some orthodontists may be more than willing to work something out for you.
If your orthodontist feels as if you can wait a bit for orthodontic work, start saving as much as you can. Comb through your budget, and see where you can cut back. You might need to make sacrifices now, but it will be worth it in order to get braces and achieve the beautiful smile that you desire.
In conclusion, you shouldn’t put off getting braces because you are short on cash. There are a whole host of ways to afford braces. By utilizing the tips mentioned above, you can probably figure out a way to get braces even if you don’t have a lot of extra money in your budget.
Tarah Mills has always had a passion for writing. Her philosophy is that not only can writing be educational, but it can change the world. While she is dedicated to her work, she still enjoys a good game of basketball, curling up to a good book, and all things Star Wars. She currently resides in the Richmond, Virginia area with her family.