Job Injury: How to Quickly Recover from Getting Hurt at Work

Many people are injured on the job each year. You may believe that most injuries are in high-risk or dangerous jobs, but anyone can be injured regardless of what they do for a living. After all, anyone can slip and fall, get electrocuted or run into other serious issues in the seemingly safest work environment. If you have recently been injured at work, you understandably want to move past the situation and recover fully as soon as possible. These helpful tips will guide you through the recovery process.

Get Medical Treatment

If you are a stoic individual who prefers to stay away from medical offices unless absolutely necessary, you may be inclined to try to rest and recover at home. However, it is best to get the medical treatment that you need so that you can recover fully as soon as possible. In addition, you need to document your injuries as well as your treatment so that you can obtain compensation for them. Documentation may also be essential if you need to pursue legal action.

Follow Your Workplace’s Reporting Rules

Your workplace likely has very specific reporting rules that must be followed after an injury occurs. If you had to leave suddenly to seek emergency medical care, you should contact your employer as soon as possible to discuss the requirements. If you are physically able to complete the paperwork before seeking medical attention, it may be best to cross this item off of your list as soon as possible.

Examine Workers’ Compensation Benefits

Your employer should discuss workers’ compensation benefits with you, and these benefits may pay for most or all of your medical expenses. In addition, they may reimburse you for lost wages. Some people have trouble filing a claim or getting a claim approved. You may need assistance from a family member if you are not well enough to focus on this step in the process.

Talk to a Personal Injury Lawyer

Some workplace injury events may not be resolved to your satisfaction through a workers’ compensation claim. In some cases, you may feel as though you suffered needlessly because your employer was negligent, or you may be permanently disabled. In situations like this, it may be a smart idea to consult with a personal injury lawyer such as Blomberg Benson & Garrett and to learn about your legal options.

Workplace injuries can be painful and stressful. They can disrupt your life and leave you struggling financially. These important steps will help you to recover as soon as reasonably possible.

The Business of Handling Injuries on the Job

shutterstock_107386784For most companies, an employee injury on the job is inevitable. Even a company with just a handful of workers is likely to have a few bumps and bruises.

Often, these small business owners are unaware of their responsibilities with a workplace accident or injury.

When not handled properly, it can mean a lawsuit and other repercussions.

Employers’ Responsibilities

State regulations govern the specifics for businesses and workplace injuries. It is important for every small business owner or manager to know what these regulations are.

Some general guidelines exist across the country:

  • Fill out a first report for the injury and forward it to your worker’s compensation insurance carrier.
  • Make sure the employee has access to medical attention if it is needed even before you hear from your insurance company.
  • Respond to all requests for information from your insurance carrier in a timely manner.
  • Provide documentation as needed to your insurance carrier.
  • You may not terminate an employee because of a workplace injury.

Furthermore, an employer has the responsibility of providing a safe work environment for his or her employees.

If it is decided that the injury was due to the conditions of the workplace, the employer may be liable.

Prevention is always the first step, which is why regular inspections of equipment and conditions are essential to preventing workplace injuries.

Know Your Coverage

Many employers purchase workers’ compensation coverage with no idea what it really covers. They only know that it is required by law, so they buy the minimum amount needed.

However, it is important to know exactly what is covered by this insurance to determine if you will bear any additional responsibility.

Certain injuries in the workplace are not the responsibility of the employer.

They include:

  • Injuries related to a felony
  • Self-inflicted injuries
  • Injuries that are the result of alcohol or drug intoxication
  • Injuries that result from a fight with another person when the employee starts it
  • Injuries that are claimed after termination or a layoff
  • Injuries that occur to an independent contractor

As the following article looks at, injuries that occur because of an employer’s neglect or reckless behaviors allow the employee to sue the employer in court for a personal injury.

Employers should always maintain good records for anything that involves the workplace and the employee to protect them in such a situation.

Have Procedures in Place

Any time a workplace injury occurs, the employer should follow procedures and guidelines established by his insurance company to the letter. The employer should provide all information in writing with copies of this information kept in a file.

Once a workplace injury case is resolved, the employer should seek to determine how and why it happened and how it can be prevented in the future. Companies that have frequent claims may be charged higher rates or even dropped by the insurance provider.

Everyone makes mistakes, but it is important to learn from them and prevent future injuries to workers.

Furthermore, it is essential that every small business employer know what his or her responsibility to their workers is in the case of an injury in the workplace.

About the Author: Joyce Morse is an author who writes on a variety of topics, including workers’ compensation and running a small business.